If you accept card payments, you can boost your sales while providing excellent service to your customers. You also contribute to reducing the amount of cash in society, which is beneficial for both the environment and security.


From card purchase to money in your account

Paying with a card is simple, and we believe accepting card payments should be just as easy. Regardless of what you sell and how, with Swedbank Pay, you can offer your customers card payments and expect the funds from the purchase to reach your account quickly.

To accept card payments, you need a card terminal in-store or a online payment solution. But you also need to receive the funds from the card purchase into your account. This is done through an agreement for card acquiring.

With our acquiring, you can:

  • Accept cards from the world's largest card issuers
  • Receive funds in your account on the first banking day after the payment is made
  • Manage everything related to your card transactions in our free web service

Where Do You Meet Your Customers?

We offer card acquiring for all types of customer encounters. Which ones suit your business?

  • Online (e-commerce) - reach customers worldwide and offer payments in their own currency, secured with 3D Secure.
  • Card terminals - accept payments in-store, restaurants, at markets, or anywhere else and receive the funds quickly into your account.
  • Automated machines - provide customers with a smooth purchasing experience even when you're not present.
  • Phone orders - for those who meet and sell to customers over the phone.

You can purchase acquiring as a standalone service or together with our other products, such as a card terminal or e-commerce payment solution.

Supported Cards

You can accept all the most common cards with Swedbank Pay.

  • Mastercard
  • Visa
  • American Express
  • Diners & Discover
  • JCB
  • UnionPay
  • and more

Customers with cards supporting contactless payments can tap their card at all our card terminals. It's just as easy to tap their mobile phones, smartwatches, or other devices with contactless payment.

Simplified Online Card Payment

If you have an e-commerce store, with the additional service of simplified online card payment, you can make your returning customers' purchasing experience even smoother. Customers have the option to save their card details for quicker and easier purchases in the future, reducing the risk of abandoned purchases. The information is securely stored with your independent payment methods and retrieved when the customer shops on your website or app.

Manage Your Card Acquiring with Merchant Portal

With our card acquiring, you also get access to Merchant Portal, a free web service where you can manage your acquired card purchases.

Want to know more about aquiring?

Find out more about aquiring or get in touch with us by visiting Swedbank Pay in your country.