Pay Online – make the online payments simple

Pay Online makes payments easy in all kinds of situations — from e‑commerce and apps to QR codes at restaurants and payment links. Your customers get a smooth payment menu, and you get more completed purchases.

All you need for online payments

Pay Online

Features in Pay Online

  • Payment Gateway

    Our payment gateway makes the payment process smooth and accessible for your customers. With support for all popular payment methods, you get a responsive payment menu that drives conversion.

  • Recurring Payments

    Offer your customers ongoing billing for subscriptions and memberships. The transaction becomes more secure by converting the card into a token, which continues to work even when the customer’s physical card expires. Convenient for both your customer and for you!

  • In‑App Payment Flow

    Full control over the customer journey. Integrate the entire payment flow into your app and create a smoother, faster checkout fully aligned with your brand.

  • Customized Design

    Make Pay Online a natural part of your brand experience. Customize button colors and styles — create a checkout that feels entirely your own.

  • Smooth Payouts and Reporting

    All payments are gathered into a single payout and a single report — regardless of how many payment methods you choose to enable.

  • Sweden’s Most Popular Card Acquiring

    To receive money from card purchases, you need a card‑acquiring agreement — and you get that from us.

Payment Methods in Pay Online

  • Card Payments

    Give your customers a fast and secure payment experience in your digital store. Accept payments with Visa, Mastercard, Amex, Diners, and more. Get everything in one agreement together with card acquiring.

  • Swish, Vipps or Mobilepay

    Let your customers pay with a simple swipe on their phone. Increase conversion by offering Swish, Vipps or Mobilepay as an alternative to cards.

  • Apple Pay, Google Pay, Click to Pay

    Fewer clicks, more purchases. Digital wallets allow your customers to pay directly via mobile phone, smartwatch, or browser — quickly, smoothly, and securely.

  • Invoice and Instalments

    Buy now, pay later is a popular choice for customers making larger purchases or who want to split their payment. Give your customers the flexibility to pay on their own terms.

  • Direct Payments

    Direct bank‑to‑bank payments are a safe and convenient option for customers who want to pay everything at once. For you, it means lower transaction costs and reduced risk since the money is transferred directly without intermediaries.

  • Payment Links via Pay By Link

    Get paid anytime, anywhere. Create payment links directly in our system and send them via SMS, email, or QR code. No webshop needed — just a link, and the payment is complete.

All payment methods – one payout, one report

Checkout, payment menu, POS — call it whatever you like. What matters is that you get access to the payment methods that suit your customers best. And no matter how many payment methods you offer, everything is consolidated into a single payout and a single report.

More advantages with Pay Online

Popular card acquiring included

Only a 12‑month commitment period

Support every day, including weekends

Consolidated payout for all payment methods

Works with your existing setup

Tailored payment methods for your needs

We offer a comprehensive range of payment methods that you can adapt to your sales channels — and if you want to activate more, we’ll take care of it for you.

One integration for your entire sales flow

With Swedbank Pay, you get a unified solution that works just as smoothly whether you sell through a website, an app, or in a physical environment. Choose to connect through one of our partners, directly with us, or on your own.

For businesses that sell subscriptions

Simplify recurring payments with a solution that automates the entire process. Get more secure payments through tokens and fewer interruptions as your customers’ card details are automatically updated when their card expires.

Send payment links via SMS

With Pay By Link, you can send payment links and get paid no matter where you are. You don’t need any technical integration — not even a webshop. You simply create the links through our portal.

Smoother purchases for returning customers

Let your customers save their payment details so they don’t have to enter them again next time. A smoother flow creates a better purchasing experience — and more returning customers.

The Nordic region’s most reliable payment gateway

A payment gateway is a technical solution that manages the payment flow between you and your customers and ensures secure transactions.

Our payment gateway can be easily customized to your brand. You decide how it should look and which payment methods fit best — all without compromising the security of customer data.

Why Choose Swedbank Pay?

  • Easy to get started
  • Full coverage of global and local payment methods
  • All-in-one solution from one provider
  • User-friendly payment menu with support for the latest accessibility criteria (WCAG)
  • Consolidated payouts and financial reporting
  • Reliable operation

Want to know more about online payments?

Find out more about online payments or get in touch with us by visiting Swedbank Pay in your country.

Sweden

Norway

Denmark

Finland